The British Academy for Training and Development offers this training program in Financial Analysis, designed to equip participants with the essential and advanced knowledge and skills required to understand and analyze financial statements and make informed financial decisions that enhance institutional performance.

In a world where economic challenges are accelerating and the importance of sound financial decision-making is increasing, financial analysis has become an indispensable tool for measuring performance, diagnosing financial positions, and guiding senior management toward optimal strategic choices.

This program aims to provide participants with a strong foundation in understanding the language of numbers and critically and objectively analyzing financial data, enabling them to deliver accurate financial insights that support the operational and strategic goals of the organization.

The program also covers a range of tools and techniques used in financial analysis and highlights how to apply them in financial evaluation, planning, and performance monitoring, empowering participants to make a direct and effective impact within their organizations.

Who should attend? 

• Financial managers and accountants seeking to enhance their analytical skills.

• Financial planning and budgeting officers in organizations.

• Entrepreneurs and business owners who need to understand the financial dimensions of their ventures.

• Employees in banks, investment, insurance, and accounting firms.

How attendees will benefit? 

After completing the program, participants will be able to master the following:

• Gain a comprehensive understanding of financial analysis tools and methods.

• Professionally interpret and analyze financial statements.

• Develop the ability to use financial ratios to assess institutional performance.

• Enhance understanding of cash flows and their relation to financial health.

• Support financial decision-making based on financial analysis results.

• Basic Concepts in Financial Analysis

  • Definition and importance of financial analysis in management.

  • Differences between internal and external analysis.

  • Stakeholders benefiting from financial analysis.

• Key Financial Statements

  • Components of the balance sheet.

  • Understanding the income statement and interpreting its results.

  • Structure and significance of the cash flow statement.

• Objectives of Financial Analysis

  • Evaluating financial performance.

  • Supporting strategic decision-making.

  • Predicting risks and opportunities.

• Types of Financial Analysis

  • Horizontal and vertical analysis.

  • Ratio analysis.

  • Comparative analysis.

• Horizontal Analysis of Financial Statements

  • Examining changes in financial items over periods.

  • Measuring growth and decline rates.

  • Evaluating financial trends.

• Vertical Analysis of Financial Statements

  • Expressing items as a percentage of the total.

  • Analyzing the relative distribution of financial elements.

  • Comparing consecutive financial periods.

• Profitability Ratios

  • Gross, operating, and net profit margins.

  • Return on Assets (ROA).

  • Return on Equity (ROE).

• Liquidity Ratios

  • Current ratio.

  • Quick ratio.

  • Analysis of the collection cycle.

• Operational Efficiency Ratios

  • Asset turnover ratio.

  • Inventory turnover ratio.

  • Working capital cycle.

• Debt Ratios

  • Debt-to-equity ratio.

  • Interest coverage ratio.

  • Risks of expansion using financial leverage.

• Operating Cash Flow Analysis

  • Understanding sources of operating cash.

  • Differences between profits and cash flow.

  • Cash performance indicators.

• Investment and Financing Cash Flow Analysis

  • Assessing net institutional investments.

  • Sources of financing and their impact on liquidity.

  • Analyzing financial flow balance.

• EVA Concepts and Importance

  • Definition of Economic Value Added (EVA).

  • Difference between EVA and traditional indicators.

  • Relationship between EVA and strategic performance.

• EVA Calculation and Applications

  • Calculating the cost of capital.

  • Analyzing return on investment versus cost.

  • Using EVA for corporate financial evaluation.

• Time-Based Analysis

  • Analyzing financial performance over multiple periods.

  • Identifying trends and structural changes.

  • Forecasting future financial shifts.

• Comparative Market Analysis

  • Benchmarking against competitors.

  • Using reference standards.

  • Identifying relative strengths and weaknesses.

• Financial Feasibility Analysis for Projects

  • Financial evaluation of investments.

  • Using indicators such as NPV and IRR.

  • Risk analysis related to financing.

• Role of Financial Analysis in Institutional Planning

  • Building financial plans based on analysis.

  • Identifying future funding needs.

  • Supporting expansion and contraction decisions.

• Digital Financial Analysis

  • Transition to digital analysis systems.

  • Using financial software (e.g., Excel, Power BI).

  • Automating reports and indicators.

• Artificial Intelligence and Predictive Analytics

  • Predictive models using big data.

  • Reading patterns and forecasting future financial trends.

  • Decision-support tools for smart management.

• Ethical Considerations in Financial Work

  • Transparency and accuracy in reporting.

  • Avoiding manipulation and misleading analysis.

  • Legal responsibilities of financial analysts.

• Handling Sensitive Data and Insider Information

  • Protecting financial information.

  • Internal controls and financial compliance.

  • Impact of financial disclosure on investors.